High-Value Property Insurance

Standard property policies aren't designed for high-value assets. We access E&S markets that specialize in fine art, luxury real estate, rare collections, and commercial properties with values that exceed standard market capacity.

High-value property insurance

Protecting What Matters Most

High-value assets require specialized coverage that recognizes their true worth. Standard homeowners and commercial property policies have per-item limits and depreciation clauses that leave owners dramatically underinsured. E&S markets provide agreed value, scheduled coverage with no depreciation.

We place coverage with Lloyd's of London art syndicates and domestic high-value property specialists that can match the exact coverage terms your asset requires.

What We Insure:

  • Fine art — paintings, sculptures, installations
  • Wine & spirits collections
  • Classic and collector vehicles
  • Jewelry and watches above standard limits
  • Luxury residential properties
  • High-value commercial real estate
  • Rare books and manuscripts
  • Sports memorabilia and collectibles

Protect Your High-Value Assets

Submit your property or collection details. We'll connect you with the right specialist market.

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