Specialty Coverage
Excess Liability Insurance
High-limit excess and umbrella liability through surplus lines markets — for businesses whose exposures exceed what standard carriers will write.
When Standard Umbrella Isn't Enough
Many businesses — particularly large contractors, manufacturers, and hospitality operators — need liability limits that standard admitted carriers won't provide. When your primary policy maxes out and you need $5M, $10M, $25M, or more in excess limits, the E&S market is the answer.
Our surplus lines brokers place excess liability programs with A-rated domestic carriers and Lloyd's of London syndicates, layering limits to reach whatever total limit your contracts or risk tolerance demands.
We Cover:
- Excess limits above primary GL, auto, or employers liability
- True umbrella policies with drop-down coverage
- High-risk industries: contractors, energy, transportation, hospitality
- Businesses with adverse loss history that standard markets won't exceed
- Tower programs layering multiple carriers to achieve required limits
- Excess coverage over non-standard or E&S primary policies
Ready to Place Excess Limits?
Submit your risk details and we'll market to our excess carrier network within 24 hours.
Submit a Risk