E&S Specialty
Hard-to-Place Risk Insurance
Been declined? High-risk industry? Unusual exposure? The E&S market was built for exactly this. We find coverage where others can't.
No Risk Too Unusual
Standard admitted carriers operate within strict underwriting guidelines. They decline risks that are unusual, high-hazard, loss-prone, or simply outside their appetite. That's not a dead end — it's where the E&S market begins.
As licensed surplus lines brokers, we access non-admitted carriers who underwrite each risk individually — meaning your prior losses, unusual operations, or niche industry won't automatically disqualify you.
Industries We Regularly Place:
Pyrotechnics & fireworks
Adult entertainment
Assault & battery risks
Amusement parks & rides
Aviation ground risks
Demolition contractors
Medical marijuana
Pawnshops & gun dealers
Nightclubs & bars
Towing & repossession
Salvage operations
Hazmat contractors
Tell Us About Your Risk
Submit your risk and we'll find a market — even if you've been declined elsewhere.
Submit a Risk